Ready to get the boat or motor of your dreams but not ready to pay the whole amount out-of-pocket? Or maybe you have the funds but would like to keep your hard-earned cash. Here at Motor Boats Marine, we are committed to helping you achieve your boating dreams as quickly and smoothly as possible. We are excited to offer in-house financing options where we work with multiple lenders to pair you with the best rates and terms available to you!

Boat Packages

If you are looking to finance a new boat from a quality brand like Zodiac, SeaFox, Reflex, AB Inflatables, and more, you’re in good hands with the Motor Boats Marine Finance Department. Boat packages consist of a boat and outboard motor and can include a trailer. Most lenders will finance up to 130% over MSRP. So, you can add that fancy new stereo system to your boat and pay for it over time.

Boat Package Requirements:

-Minimum finance amount: $7,500
-Down payments range between 0-20% based on your individual credit report and finance amount (loans over $100K have a minimum 15% down payment requirement).
-Digital signatures available depending on the lender. Some lenders require hand written signatures only.
-60-240 month term options available based on lender and finance amount

-240 month term option is only valid for loan amounts greater than $50,000

Repower (Outboard Only)

Have the boat, but in need of a motor? Motor Boats Marine can help you finance that new outboard motor that you’ve been searching for. Whether it’s a 30hp or 250hp, our outboard-only lenders understand the importance of having a reliable motor moving you and your family safely on the water. Most lenders will finance up to 130% over MSRP. So, go ahead and add in a spare propeller or the rigging components to fund along with the motor.

Repower Requirements:

-Minimum finance amount for US residence: $5,000
-Minimum finance amount for non-US residence: $10,000
-Minimum 10% down payment required
-Digital signatures available depending on the lender. Some lenders require hand written signatures only.
-48-180 month term options available based on lender and finance amount


Non-Florida Residences:

It is Motor Boats Marine goal to be able to offer financing to all of their customers no matter where they reside. Lending options are determined based on location, dollar amount and the manufacturer(s) of the collateral. Some restrictions apply. Please reach out to our finance department if you have questions on whether or not we can assist you with financing.

How to Get Started: 

Start with speaking with one of our sales team members at info@motorboatsmarine.com. A salesperson will work with you on a quote based on your purchase needs. Once a quote has been set-up and all additional accessories needed/wanted are added, you can go straight to the application process for financing. 

Have you received a quote from one of our sales team members? Apply today and our finance department will reach out to you shortly after!

*All financing deals are case-by-case and we cannot provide your rates/terms until your application has been processed and the lenders have evaluated your credit history. There is a $200 doc fee added to all deals financed to cover expenses incurred for filing, processing, mailing, etc dealership and lenders. This fee is financed into your loan. 

Perks of Financing

* Quick Approvals

* NO Early Payoff Penalties – this allows you to pay off your loan as quickly as you like while always having the option of lowest payment.

* Lenders offer up to 130% over MSRP

* By financing your boat purchase, you can afford all the gear that it takes to make boating safer and more enjoyable.